LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,681
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,133
−HK$1,475/mo
Today · 4.125%
HK$49,608
baseline
▲ 0.50% · 4.625%
HK$52,627
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,216/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,932
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,325
−HK$1,413/mo
Today · 4.125%
HK$54,738
baseline
▲ 0.50% · 4.625%
HK$57,623
+HK$2,885/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,476/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,017
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,760
−HK$1,770/mo
Today · 4.125%
HK$59,530
baseline
▲ 0.50% · 4.625%
HK$63,152
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,060/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,319
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,990
−HK$1,696/mo
Today · 4.125%
HK$65,686
baseline
▲ 0.50% · 4.625%
HK$69,148
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,372/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,354
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,386
−HK$2,066/mo
Today · 4.125%
HK$69,452
baseline
▲ 0.50% · 4.625%
HK$73,678
+HK$4,226/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,904/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,705
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,655
−HK$1,978/mo
Today · 4.125%
HK$76,633
baseline
▲ 0.50% · 4.625%
HK$80,673
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,266/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,026
−HK$5,269/mo
▼ 0.25% · 3.875%
HK$86,640
−HK$2,655/mo
Today · 4.125%
HK$89,295
baseline
▲ 0.50% · 4.625%
HK$94,728
+HK$5,433/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$178,590/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,478
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,985
−HK$2,543/mo
Today · 4.125%
HK$98,528
baseline
▲ 0.50% · 4.625%
HK$103,722
+HK$5,194/mo
Deposit HK$2.05M · loan HK$18.42M · min. income ≈ HK$197,056/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,186 · Scale 2, in force from 26 Feb 2026)