LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,682
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,135
−HK$1,475/mo
Today · 4.125%
HK$49,610
baseline
▲ 0.50% · 4.625%
HK$52,629
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,220/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,934
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,327
−HK$1,413/mo
Today · 4.125%
HK$54,740
baseline
▲ 0.50% · 4.625%
HK$57,625
+HK$2,885/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,480/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,019
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,761
−HK$1,771/mo
Today · 4.125%
HK$59,532
baseline
▲ 0.50% · 4.625%
HK$63,154
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,064/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,321
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,992
−HK$1,696/mo
Today · 4.125%
HK$65,688
baseline
▲ 0.50% · 4.625%
HK$69,150
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,376/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,355
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,388
−HK$2,066/mo
Today · 4.125%
HK$69,454
baseline
▲ 0.50% · 4.625%
HK$73,680
+HK$4,226/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,908/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,707
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,657
−HK$1,978/mo
Today · 4.125%
HK$76,635
baseline
▲ 0.50% · 4.625%
HK$80,675
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,270/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,028
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$86,642
−HK$2,656/mo
Today · 4.125%
HK$89,298
baseline
▲ 0.50% · 4.625%
HK$94,731
+HK$5,433/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,596/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,481
−HK$5,050/mo
▼ 0.25% · 3.875%
HK$95,988
−HK$2,543/mo
Today · 4.125%
HK$98,531
baseline
▲ 0.50% · 4.625%
HK$103,725
+HK$5,194/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,062/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,247 · Scale 2, in force from 26 Feb 2026)