LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,686
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,138
−HK$1,475/mo
Today · 4.125%
HK$49,613
baseline
▲ 0.50% · 4.625%
HK$52,632
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,226/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,937
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,330
−HK$1,413/mo
Today · 4.125%
HK$54,743
baseline
▲ 0.50% · 4.625%
HK$57,629
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,486/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,023
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,765
−HK$1,771/mo
Today · 4.125%
HK$59,536
baseline
▲ 0.50% · 4.625%
HK$63,158
+HK$3,622/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,072/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,325
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,996
−HK$1,696/mo
Today · 4.125%
HK$65,692
baseline
▲ 0.50% · 4.625%
HK$69,155
+HK$3,463/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,384/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,360
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,393
−HK$2,065/mo
Today · 4.125%
HK$69,458
baseline
▲ 0.50% · 4.625%
HK$73,685
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,916/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,712
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,662
−HK$1,978/mo
Today · 4.125%
HK$76,640
baseline
▲ 0.50% · 4.625%
HK$80,680
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,280/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,034
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$86,648
−HK$2,656/mo
Today · 4.125%
HK$89,304
baseline
▲ 0.50% · 4.625%
HK$94,738
+HK$5,434/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,608/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,487
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$95,994
−HK$2,544/mo
Today · 4.125%
HK$98,538
baseline
▲ 0.50% · 4.625%
HK$103,732
+HK$5,194/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,076/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,381 · Scale 2, in force from 26 Feb 2026)