LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,687
−HK$2,927/mo
▼ 0.25% · 3.875%
HK$48,139
−HK$1,475/mo
Today · 4.125%
HK$49,614
baseline
▲ 0.50% · 4.625%
HK$52,633
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,228/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,939
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,332
−HK$1,413/mo
Today · 4.125%
HK$54,745
baseline
▲ 0.50% · 4.625%
HK$57,630
+HK$2,885/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,490/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,024
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,767
−HK$1,770/mo
Today · 4.125%
HK$59,537
baseline
▲ 0.50% · 4.625%
HK$63,160
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,074/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,326
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$63,998
−HK$1,696/mo
Today · 4.125%
HK$65,694
baseline
▲ 0.50% · 4.625%
HK$69,156
+HK$3,462/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,388/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,362
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,395
−HK$2,065/mo
Today · 4.125%
HK$69,460
baseline
▲ 0.50% · 4.625%
HK$73,687
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,920/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,714
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,664
−HK$1,979/mo
Today · 4.125%
HK$76,643
baseline
▲ 0.50% · 4.625%
HK$80,682
+HK$4,039/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,286/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,036
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$86,650
−HK$2,656/mo
Today · 4.125%
HK$89,306
baseline
▲ 0.50% · 4.625%
HK$94,740
+HK$5,434/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,612/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,489
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$95,997
−HK$2,543/mo
Today · 4.125%
HK$98,540
baseline
▲ 0.50% · 4.625%
HK$103,735
+HK$5,195/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,080/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,436 · Scale 2, in force from 26 Feb 2026)