LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,687
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,140
−HK$1,475/mo
Today · 4.125%
HK$49,615
baseline
▲ 0.50% · 4.625%
HK$52,634
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,230/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,939
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,332
−HK$1,413/mo
Today · 4.125%
HK$54,745
baseline
▲ 0.50% · 4.625%
HK$57,631
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,490/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,025
−HK$3,513/mo
▼ 0.25% · 3.875%
HK$57,767
−HK$1,771/mo
Today · 4.125%
HK$59,538
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$119,076/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,327
−HK$3,367/mo
▼ 0.25% · 3.875%
HK$63,999
−HK$1,695/mo
Today · 4.125%
HK$65,694
baseline
▲ 0.50% · 4.625%
HK$69,157
+HK$3,463/mo
Deposit HK$8.19M · loan HK$12.28M · min. income ≈ HK$131,388/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,362
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,395
−HK$2,066/mo
Today · 4.125%
HK$69,461
baseline
▲ 0.50% · 4.625%
HK$73,688
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,922/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,715
−HK$3,928/mo
▼ 0.25% · 3.875%
HK$74,665
−HK$1,978/mo
Today · 4.125%
HK$76,643
baseline
▲ 0.50% · 4.625%
HK$80,683
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,286/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,037
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$86,651
−HK$2,656/mo
Today · 4.125%
HK$89,307
baseline
▲ 0.50% · 4.625%
HK$94,741
+HK$5,434/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,614/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,490
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$95,998
−HK$2,543/mo
Today · 4.125%
HK$98,541
baseline
▲ 0.50% · 4.625%
HK$103,736
+HK$5,195/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,082/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$797,458 · Scale 2, in force from 26 Feb 2026)