LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,691
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,144
−HK$1,475/mo
Today · 4.125%
HK$49,619
baseline
▲ 0.50% · 4.625%
HK$52,638
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,238/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,943
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,337
−HK$1,413/mo
Today · 4.125%
HK$54,750
baseline
▲ 0.50% · 4.625%
HK$57,636
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,500/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,029
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,772
−HK$1,771/mo
Today · 4.125%
HK$59,543
baseline
▲ 0.50% · 4.625%
HK$63,166
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,086/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,332
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,004
−HK$1,696/mo
Today · 4.125%
HK$65,700
baseline
▲ 0.50% · 4.625%
HK$69,163
+HK$3,463/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,400/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,368
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,401
−HK$2,066/mo
Today · 4.125%
HK$69,467
baseline
▲ 0.50% · 4.625%
HK$73,694
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,934/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,721
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,671
−HK$1,979/mo
Today · 4.125%
HK$76,650
baseline
▲ 0.50% · 4.625%
HK$80,690
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,300/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,044
−HK$5,270/mo
▼ 0.25% · 3.875%
HK$86,658
−HK$2,656/mo
Today · 4.125%
HK$89,314
baseline
▲ 0.50% · 4.625%
HK$94,749
+HK$5,435/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,628/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,498
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,006
−HK$2,544/mo
Today · 4.125%
HK$98,550
baseline
▲ 0.50% · 4.625%
HK$103,744
+HK$5,194/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,100/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,630 · Scale 2, in force from 26 Feb 2026)