LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,692
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,145
−HK$1,475/mo
Today · 4.125%
HK$49,620
baseline
▲ 0.50% · 4.625%
HK$52,640
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,240/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,945
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,338
−HK$1,413/mo
Today · 4.125%
HK$54,751
baseline
▲ 0.50% · 4.625%
HK$57,637
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,502/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,031
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,774
−HK$1,771/mo
Today · 4.125%
HK$59,545
baseline
▲ 0.50% · 4.625%
HK$63,168
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,090/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,334
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,006
−HK$1,696/mo
Today · 4.125%
HK$65,702
baseline
▲ 0.50% · 4.625%
HK$69,165
+HK$3,463/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,404/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,369
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,403
−HK$2,066/mo
Today · 4.125%
HK$69,469
baseline
▲ 0.50% · 4.625%
HK$73,696
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,938/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,723
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,673
−HK$1,979/mo
Today · 4.125%
HK$76,652
baseline
▲ 0.50% · 4.625%
HK$80,692
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,304/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,046
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$86,661
−HK$2,656/mo
Today · 4.125%
HK$89,317
baseline
▲ 0.50% · 4.625%
HK$94,752
+HK$5,435/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,634/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,501
−HK$5,051/mo
▼ 0.25% · 3.875%
HK$96,008
−HK$2,544/mo
Today · 4.125%
HK$98,552
baseline
▲ 0.50% · 4.625%
HK$103,747
+HK$5,195/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,104/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,684 · Scale 2, in force from 26 Feb 2026)