LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,694
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,147
−HK$1,475/mo
Today · 4.125%
HK$49,622
baseline
▲ 0.50% · 4.625%
HK$52,642
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,244/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,947
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,340
−HK$1,413/mo
Today · 4.125%
HK$54,753
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,506/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,033
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,776
−HK$1,771/mo
Today · 4.125%
HK$59,547
baseline
▲ 0.50% · 4.625%
HK$63,170
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,094/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,336
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,008
−HK$1,696/mo
Today · 4.125%
HK$65,704
baseline
▲ 0.50% · 4.625%
HK$69,167
+HK$3,463/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,408/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,372
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$67,405
−HK$2,066/mo
Today · 4.125%
HK$69,471
baseline
▲ 0.50% · 4.625%
HK$73,698
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,942/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,725
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,676
−HK$1,979/mo
Today · 4.125%
HK$76,655
baseline
▲ 0.50% · 4.625%
HK$80,695
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$153,310/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,049
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$86,664
−HK$2,656/mo
Today · 4.125%
HK$89,320
baseline
▲ 0.50% · 4.625%
HK$94,755
+HK$5,435/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,640/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,504
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,012
−HK$2,544/mo
Today · 4.125%
HK$98,556
baseline
▲ 0.50% · 4.625%
HK$103,751
+HK$5,195/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,112/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,759 · Scale 2, in force from 26 Feb 2026)