LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,697
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,149
−HK$1,476/mo
Today · 4.125%
HK$49,625
baseline
▲ 0.50% · 4.625%
HK$52,644
+HK$3,019/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,250/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,950
−HK$2,806/mo
▼ 0.25% · 3.875%
HK$53,343
−HK$1,413/mo
Today · 4.125%
HK$54,756
baseline
▲ 0.50% · 4.625%
HK$57,642
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,512/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,036
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,779
−HK$1,771/mo
Today · 4.125%
HK$59,550
baseline
▲ 0.50% · 4.625%
HK$63,173
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,100/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,339
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,011
−HK$1,696/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,171
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,375
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,409
−HK$2,066/mo
Today · 4.125%
HK$69,475
baseline
▲ 0.50% · 4.625%
HK$73,702
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,950/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,729
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,680
−HK$1,979/mo
Today · 4.125%
HK$76,659
baseline
▲ 0.50% · 4.625%
HK$80,699
+HK$4,040/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,318/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,054
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$86,669
−HK$2,656/mo
Today · 4.125%
HK$89,325
baseline
▲ 0.50% · 4.625%
HK$94,760
+HK$5,435/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,650/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,509
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,017
−HK$2,544/mo
Today · 4.125%
HK$98,561
baseline
▲ 0.50% · 4.625%
HK$103,756
+HK$5,195/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,122/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,868 · Scale 2, in force from 26 Feb 2026)