LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,698
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,150
−HK$1,476/mo
Today · 4.125%
HK$49,626
baseline
▲ 0.50% · 4.625%
HK$52,646
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,252/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,951
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,344
−HK$1,414/mo
Today · 4.125%
HK$54,758
baseline
▲ 0.50% · 4.625%
HK$57,644
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,516/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,037
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,781
−HK$1,770/mo
Today · 4.125%
HK$59,551
baseline
▲ 0.50% · 4.625%
HK$63,175
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,102/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,341
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,013
−HK$1,696/mo
Today · 4.125%
HK$65,709
baseline
▲ 0.50% · 4.625%
HK$69,173
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,418/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,377
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,411
−HK$2,066/mo
Today · 4.125%
HK$69,477
baseline
▲ 0.50% · 4.625%
HK$73,704
+HK$4,227/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,954/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,731
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,682
−HK$1,979/mo
Today · 4.125%
HK$76,661
baseline
▲ 0.50% · 4.625%
HK$80,702
+HK$4,041/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,322/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,056
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$86,671
−HK$2,656/mo
Today · 4.125%
HK$89,327
baseline
▲ 0.50% · 4.625%
HK$94,763
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,654/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,512
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,020
−HK$2,544/mo
Today · 4.125%
HK$98,564
baseline
▲ 0.50% · 4.625%
HK$103,759
+HK$5,195/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,128/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,922 · Scale 2, in force from 26 Feb 2026)