LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,699
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,152
−HK$1,476/mo
Today · 4.125%
HK$49,628
baseline
▲ 0.50% · 4.625%
HK$52,648
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,256/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,953
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,346
−HK$1,414/mo
Today · 4.125%
HK$54,760
baseline
▲ 0.50% · 4.625%
HK$57,646
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,520/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,039
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,782
−HK$1,771/mo
Today · 4.125%
HK$59,553
baseline
▲ 0.50% · 4.625%
HK$63,177
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,106/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,343
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,015
−HK$1,696/mo
Today · 4.125%
HK$65,711
baseline
▲ 0.50% · 4.625%
HK$69,175
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,422/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,379
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,413
−HK$2,066/mo
Today · 4.125%
HK$69,479
baseline
▲ 0.50% · 4.625%
HK$73,707
+HK$4,228/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,958/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,734
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,684
−HK$1,979/mo
Today · 4.125%
HK$76,663
baseline
▲ 0.50% · 4.625%
HK$80,704
+HK$4,041/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,326/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,059
−HK$5,271/mo
▼ 0.25% · 3.875%
HK$86,674
−HK$2,656/mo
Today · 4.125%
HK$89,330
baseline
▲ 0.50% · 4.625%
HK$94,766
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,660/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,515
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,023
−HK$2,544/mo
Today · 4.125%
HK$98,567
baseline
▲ 0.50% · 4.625%
HK$103,763
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,134/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$797,991 · Scale 2, in force from 26 Feb 2026)