LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,701
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,154
−HK$1,476/mo
Today · 4.125%
HK$49,630
baseline
▲ 0.50% · 4.625%
HK$52,650
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,260/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,955
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,348
−HK$1,414/mo
Today · 4.125%
HK$54,762
baseline
▲ 0.50% · 4.625%
HK$57,648
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,524/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,042
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,785
−HK$1,771/mo
Today · 4.125%
HK$59,556
baseline
▲ 0.50% · 4.625%
HK$63,180
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,112/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,346
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,018
−HK$1,696/mo
Today · 4.125%
HK$65,714
baseline
▲ 0.50% · 4.625%
HK$69,178
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,428/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,382
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,416
−HK$2,066/mo
Today · 4.125%
HK$69,482
baseline
▲ 0.50% · 4.625%
HK$73,710
+HK$4,228/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,964/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,737
−HK$3,929/mo
▼ 0.25% · 3.875%
HK$74,687
−HK$1,979/mo
Today · 4.125%
HK$76,666
baseline
▲ 0.50% · 4.625%
HK$80,707
+HK$4,041/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,332/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,062
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,677
−HK$2,657/mo
Today · 4.125%
HK$89,334
baseline
▲ 0.50% · 4.625%
HK$94,769
+HK$5,435/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,668/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,518
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,027
−HK$2,544/mo
Today · 4.125%
HK$98,571
baseline
▲ 0.50% · 4.625%
HK$103,767
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,142/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,072 · Scale 2, in force from 26 Feb 2026)