LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,702
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,155
−HK$1,475/mo
Today · 4.125%
HK$49,630
baseline
▲ 0.50% · 4.625%
HK$52,650
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,260/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,955
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,349
−HK$1,413/mo
Today · 4.125%
HK$54,762
baseline
▲ 0.50% · 4.625%
HK$57,649
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,524/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,042
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,785
−HK$1,772/mo
Today · 4.125%
HK$59,557
baseline
▲ 0.50% · 4.625%
HK$63,180
+HK$3,623/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,114/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,346
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,019
−HK$1,696/mo
Today · 4.125%
HK$65,715
baseline
▲ 0.50% · 4.625%
HK$69,179
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,430/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,383
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,416
−HK$2,067/mo
Today · 4.125%
HK$69,483
baseline
▲ 0.50% · 4.625%
HK$73,711
+HK$4,228/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,966/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,737
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,688
−HK$1,979/mo
Today · 4.125%
HK$76,667
baseline
▲ 0.50% · 4.625%
HK$80,709
+HK$4,042/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,334/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,063
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,678
−HK$2,657/mo
Today · 4.125%
HK$89,335
baseline
▲ 0.50% · 4.625%
HK$94,771
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,670/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,520
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,028
−HK$2,544/mo
Today · 4.125%
HK$98,572
baseline
▲ 0.50% · 4.625%
HK$103,768
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,144/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,097 · Scale 2, in force from 26 Feb 2026)