LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,703
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,156
−HK$1,476/mo
Today · 4.125%
HK$49,632
baseline
▲ 0.50% · 4.625%
HK$52,652
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,264/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,957
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,350
−HK$1,414/mo
Today · 4.125%
HK$54,764
baseline
▲ 0.50% · 4.625%
HK$57,650
+HK$2,886/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,528/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,043
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,787
−HK$1,771/mo
Today · 4.125%
HK$59,558
baseline
▲ 0.50% · 4.625%
HK$63,182
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,116/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,348
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,020
−HK$1,696/mo
Today · 4.125%
HK$65,716
baseline
▲ 0.50% · 4.625%
HK$69,180
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,432/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,384
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,418
−HK$2,066/mo
Today · 4.125%
HK$69,484
baseline
▲ 0.50% · 4.625%
HK$73,712
+HK$4,228/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,968/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,739
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,690
−HK$1,979/mo
Today · 4.125%
HK$76,669
baseline
▲ 0.50% · 4.625%
HK$80,710
+HK$4,041/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,338/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,065
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,680
−HK$2,657/mo
Today · 4.125%
HK$89,337
baseline
▲ 0.50% · 4.625%
HK$94,773
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,674/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,522
−HK$5,052/mo
▼ 0.25% · 3.875%
HK$96,030
−HK$2,544/mo
Today · 4.125%
HK$98,574
baseline
▲ 0.50% · 4.625%
HK$103,770
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,148/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,143 · Scale 2, in force from 26 Feb 2026)