LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,705
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,157
−HK$1,476/mo
Today · 4.125%
HK$49,633
baseline
▲ 0.50% · 4.625%
HK$52,653
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,266/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,958
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,352
−HK$1,413/mo
Today · 4.125%
HK$54,765
baseline
▲ 0.50% · 4.625%
HK$57,652
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,530/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,045
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,789
−HK$1,771/mo
Today · 4.125%
HK$59,560
baseline
▲ 0.50% · 4.625%
HK$63,184
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,120/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,350
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,022
−HK$1,697/mo
Today · 4.125%
HK$65,719
baseline
▲ 0.50% · 4.625%
HK$69,183
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,438/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,386
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,420
−HK$2,067/mo
Today · 4.125%
HK$69,487
baseline
▲ 0.50% · 4.625%
HK$73,715
+HK$4,228/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,974/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,742
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,693
−HK$1,979/mo
Today · 4.125%
HK$76,672
baseline
▲ 0.50% · 4.625%
HK$80,713
+HK$4,041/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,344/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,068
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,683
−HK$2,657/mo
Today · 4.125%
HK$89,340
baseline
▲ 0.50% · 4.625%
HK$94,776
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,680/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,525
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,033
−HK$2,545/mo
Today · 4.125%
HK$98,578
baseline
▲ 0.50% · 4.625%
HK$103,774
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,156/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,214 · Scale 2, in force from 26 Feb 2026)