LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,705
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,158
−HK$1,476/mo
Today · 4.125%
HK$49,634
baseline
▲ 0.50% · 4.625%
HK$52,654
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,268/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,959
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,352
−HK$1,414/mo
Today · 4.125%
HK$54,766
baseline
▲ 0.50% · 4.625%
HK$57,653
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,532/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,046
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$57,789
−HK$1,771/mo
Today · 4.125%
HK$59,560
baseline
▲ 0.50% · 4.625%
HK$63,185
+HK$3,625/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,120/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,351
−HK$3,368/mo
▼ 0.25% · 3.875%
HK$64,023
−HK$1,696/mo
Today · 4.125%
HK$65,719
baseline
▲ 0.50% · 4.625%
HK$69,183
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,438/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,387
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,421
−HK$2,066/mo
Today · 4.125%
HK$69,487
baseline
▲ 0.50% · 4.625%
HK$73,715
+HK$4,228/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$138,974/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,742
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,693
−HK$1,979/mo
Today · 4.125%
HK$76,672
baseline
▲ 0.50% · 4.625%
HK$80,714
+HK$4,042/mo
Deposit HK$6.14M · loan HK$14.34M · min. income ≈ HK$153,344/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,069
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,684
−HK$2,657/mo
Today · 4.125%
HK$89,341
baseline
▲ 0.50% · 4.625%
HK$94,777
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$178,682/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,526
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,034
−HK$2,545/mo
Today · 4.125%
HK$98,579
baseline
▲ 0.50% · 4.625%
HK$103,775
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.43M · min. income ≈ HK$197,158/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,232 · Scale 2, in force from 26 Feb 2026)