LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,707
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,160
−HK$1,476/mo
Today · 4.125%
HK$49,636
baseline
▲ 0.50% · 4.625%
HK$52,657
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,272/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,961
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,355
−HK$1,414/mo
Today · 4.125%
HK$54,769
baseline
▲ 0.50% · 4.625%
HK$57,656
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,538/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,049
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,792
−HK$1,772/mo
Today · 4.125%
HK$59,564
baseline
▲ 0.50% · 4.625%
HK$63,188
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,128/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,354
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,026
−HK$1,697/mo
Today · 4.125%
HK$65,723
baseline
▲ 0.50% · 4.625%
HK$69,187
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,446/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,390
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,424
−HK$2,067/mo
Today · 4.125%
HK$69,491
baseline
▲ 0.50% · 4.625%
HK$73,719
+HK$4,228/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$138,982/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,746
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,697
−HK$1,979/mo
Today · 4.125%
HK$76,676
baseline
▲ 0.50% · 4.625%
HK$80,718
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,352/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,073
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,688
−HK$2,657/mo
Today · 4.125%
HK$89,345
baseline
▲ 0.50% · 4.625%
HK$94,782
+HK$5,437/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,690/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,531
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,039
−HK$2,545/mo
Today · 4.125%
HK$98,584
baseline
▲ 0.50% · 4.625%
HK$103,780
+HK$5,196/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,168/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,339 · Scale 2, in force from 26 Feb 2026)