LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,709
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,161
−HK$1,477/mo
Today · 4.125%
HK$49,638
baseline
▲ 0.50% · 4.625%
HK$52,658
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,276/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,963
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,356
−HK$1,414/mo
Today · 4.125%
HK$54,770
baseline
▲ 0.50% · 4.625%
HK$57,657
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,540/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,050
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,794
−HK$1,771/mo
Today · 4.125%
HK$59,565
baseline
▲ 0.50% · 4.625%
HK$63,190
+HK$3,625/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,130/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,355
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,028
−HK$1,696/mo
Today · 4.125%
HK$65,724
baseline
▲ 0.50% · 4.625%
HK$69,189
+HK$3,465/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,448/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,392
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,426
−HK$2,067/mo
Today · 4.125%
HK$69,493
baseline
▲ 0.50% · 4.625%
HK$73,721
+HK$4,228/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$138,986/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,748
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,699
−HK$1,979/mo
Today · 4.125%
HK$76,678
baseline
▲ 0.50% · 4.625%
HK$80,720
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,356/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,075
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,691
−HK$2,657/mo
Today · 4.125%
HK$89,348
baseline
▲ 0.50% · 4.625%
HK$94,784
+HK$5,436/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,696/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,533
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,042
−HK$2,544/mo
Today · 4.125%
HK$98,586
baseline
▲ 0.50% · 4.625%
HK$103,783
+HK$5,197/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,172/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,391 · Scale 2, in force from 26 Feb 2026)