LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,710
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,163
−HK$1,476/mo
Today · 4.125%
HK$49,639
baseline
▲ 0.50% · 4.625%
HK$52,659
+HK$3,020/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,278/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,964
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,358
−HK$1,414/mo
Today · 4.125%
HK$54,772
baseline
▲ 0.50% · 4.625%
HK$57,659
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,544/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,052
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,795
−HK$1,772/mo
Today · 4.125%
HK$59,567
baseline
▲ 0.50% · 4.625%
HK$63,191
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,134/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,357
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,029
−HK$1,697/mo
Today · 4.125%
HK$65,726
baseline
▲ 0.50% · 4.625%
HK$69,190
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,452/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,394
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$67,428
−HK$2,066/mo
Today · 4.125%
HK$69,494
baseline
▲ 0.50% · 4.625%
HK$73,723
+HK$4,229/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$138,988/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,750
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,701
−HK$1,979/mo
Today · 4.125%
HK$76,680
baseline
▲ 0.50% · 4.625%
HK$80,722
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,360/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,077
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,693
−HK$2,657/mo
Today · 4.125%
HK$89,350
baseline
▲ 0.50% · 4.625%
HK$94,787
+HK$5,437/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,700/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,535
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,044
−HK$2,545/mo
Today · 4.125%
HK$98,589
baseline
▲ 0.50% · 4.625%
HK$103,786
+HK$5,197/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,178/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,442 · Scale 2, in force from 26 Feb 2026)