LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,710
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,163
−HK$1,476/mo
Today · 4.125%
HK$49,639
baseline
▲ 0.50% · 4.625%
HK$52,660
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,278/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,965
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,358
−HK$1,414/mo
Today · 4.125%
HK$54,772
baseline
▲ 0.50% · 4.625%
HK$57,659
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,544/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,052
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,796
−HK$1,771/mo
Today · 4.125%
HK$59,567
baseline
▲ 0.50% · 4.625%
HK$63,192
+HK$3,625/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,134/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,358
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,030
−HK$1,697/mo
Today · 4.125%
HK$65,727
baseline
▲ 0.50% · 4.625%
HK$69,191
+HK$3,464/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,454/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,394
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,428
−HK$2,067/mo
Today · 4.125%
HK$69,495
baseline
▲ 0.50% · 4.625%
HK$73,724
+HK$4,229/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$138,990/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,750
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,702
−HK$1,979/mo
Today · 4.125%
HK$76,681
baseline
▲ 0.50% · 4.625%
HK$80,723
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,362/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,078
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,694
−HK$2,657/mo
Today · 4.125%
HK$89,351
baseline
▲ 0.50% · 4.625%
HK$94,788
+HK$5,437/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,702/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,536
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,045
−HK$2,545/mo
Today · 4.125%
HK$98,590
baseline
▲ 0.50% · 4.625%
HK$103,787
+HK$5,197/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,180/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,463 · Scale 2, in force from 26 Feb 2026)