LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,711
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,164
−HK$1,476/mo
Today · 4.125%
HK$49,640
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,280/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,965
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,359
−HK$1,414/mo
Today · 4.125%
HK$54,773
baseline
▲ 0.50% · 4.625%
HK$57,660
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,546/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,053
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,797
−HK$1,771/mo
Today · 4.125%
HK$59,568
baseline
▲ 0.50% · 4.625%
HK$63,193
+HK$3,625/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,136/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,358
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,031
−HK$1,696/mo
Today · 4.125%
HK$65,727
baseline
▲ 0.50% · 4.625%
HK$69,192
+HK$3,465/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,454/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,395
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,429
−HK$2,067/mo
Today · 4.125%
HK$69,496
baseline
▲ 0.50% · 4.625%
HK$73,725
+HK$4,229/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$138,992/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,752
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$74,703
−HK$1,979/mo
Today · 4.125%
HK$76,682
baseline
▲ 0.50% · 4.625%
HK$80,724
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,364/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,080
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,695
−HK$2,657/mo
Today · 4.125%
HK$89,352
baseline
▲ 0.50% · 4.625%
HK$94,789
+HK$5,437/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,704/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,538
−HK$5,053/mo
▼ 0.25% · 3.875%
HK$96,046
−HK$2,545/mo
Today · 4.125%
HK$98,591
baseline
▲ 0.50% · 4.625%
HK$103,788
+HK$5,197/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,182/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,492 · Scale 2, in force from 26 Feb 2026)