LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,712
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,165
−HK$1,476/mo
Today · 4.125%
HK$49,641
baseline
▲ 0.50% · 4.625%
HK$52,662
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,282/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,967
−HK$2,807/mo
▼ 0.25% · 3.875%
HK$53,360
−HK$1,414/mo
Today · 4.125%
HK$54,774
baseline
▲ 0.50% · 4.625%
HK$57,662
+HK$2,888/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,548/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,054
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,798
−HK$1,772/mo
Today · 4.125%
HK$59,570
baseline
▲ 0.50% · 4.625%
HK$63,194
+HK$3,624/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,140/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,360
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,032
−HK$1,697/mo
Today · 4.125%
HK$65,729
baseline
▲ 0.50% · 4.625%
HK$69,194
+HK$3,465/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,458/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,397
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,431
−HK$2,067/mo
Today · 4.125%
HK$69,498
baseline
▲ 0.50% · 4.625%
HK$73,727
+HK$4,229/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$138,996/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,753
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,705
−HK$1,979/mo
Today · 4.125%
HK$76,684
baseline
▲ 0.50% · 4.625%
HK$80,726
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,368/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,082
−HK$5,272/mo
▼ 0.25% · 3.875%
HK$86,697
−HK$2,657/mo
Today · 4.125%
HK$89,354
baseline
▲ 0.50% · 4.625%
HK$94,791
+HK$5,437/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,708/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,540
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,049
−HK$2,545/mo
Today · 4.125%
HK$98,594
baseline
▲ 0.50% · 4.625%
HK$103,791
+HK$5,197/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,188/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,544 · Scale 2, in force from 26 Feb 2026)