LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,715
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,168
−HK$1,476/mo
Today · 4.125%
HK$49,644
baseline
▲ 0.50% · 4.625%
HK$52,665
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,288/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,970
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,364
−HK$1,414/mo
Today · 4.125%
HK$54,778
baseline
▲ 0.50% · 4.625%
HK$57,665
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,556/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,058
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,802
−HK$1,771/mo
Today · 4.125%
HK$59,573
baseline
▲ 0.50% · 4.625%
HK$63,198
+HK$3,625/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$119,146/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,364
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,036
−HK$1,697/mo
Today · 4.125%
HK$65,733
baseline
▲ 0.50% · 4.625%
HK$69,198
+HK$3,465/mo
Deposit HK$8.19M · loan HK$12.29M · min. income ≈ HK$131,466/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,401
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,435
−HK$2,067/mo
Today · 4.125%
HK$69,502
baseline
▲ 0.50% · 4.625%
HK$73,731
+HK$4,229/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,004/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,758
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,709
−HK$1,980/mo
Today · 4.125%
HK$76,689
baseline
▲ 0.50% · 4.625%
HK$80,731
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,378/mo (50% DSR)
Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,087
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,702
−HK$2,658/mo
Today · 4.125%
HK$89,360
baseline
▲ 0.50% · 4.625%
HK$94,797
+HK$5,437/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,720/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,546
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,055
−HK$2,545/mo
Today · 4.125%
HK$98,600
baseline
▲ 0.50% · 4.625%
HK$103,797
+HK$5,197/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,200/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,671 · Scale 2, in force from 26 Feb 2026)