LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,718
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,171
−HK$1,476/mo
Today · 4.125%
HK$49,647
baseline
▲ 0.50% · 4.625%
HK$52,668
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,294/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,367
−HK$1,414/mo
Today · 4.125%
HK$54,781
baseline
▲ 0.50% · 4.625%
HK$57,669
+HK$2,888/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,562/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,061
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,805
−HK$1,772/mo
Today · 4.125%
HK$59,577
baseline
▲ 0.50% · 4.625%
HK$63,202
+HK$3,625/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$119,154/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,368
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,040
−HK$1,697/mo
Today · 4.125%
HK$65,737
baseline
▲ 0.50% · 4.625%
HK$69,202
+HK$3,465/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$131,474/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,405
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,439
−HK$2,067/mo
Today · 4.125%
HK$69,506
baseline
▲ 0.50% · 4.625%
HK$73,736
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,012/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,762
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,714
−HK$1,979/mo
Today · 4.125%
HK$76,693
baseline
▲ 0.50% · 4.625%
HK$80,736
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,386/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,092
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,708
−HK$2,657/mo
Today · 4.125%
HK$89,365
baseline
▲ 0.50% · 4.625%
HK$94,803
+HK$5,438/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,730/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,552
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,061
−HK$2,545/mo
Today · 4.125%
HK$98,606
baseline
▲ 0.50% · 4.625%
HK$103,804
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,212/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,797 · Scale 2, in force from 26 Feb 2026)