LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,720
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,174
−HK$1,476/mo
Today · 4.125%
HK$49,650
baseline
▲ 0.50% · 4.625%
HK$52,671
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,300/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,976
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,370
−HK$1,414/mo
Today · 4.125%
HK$54,784
baseline
▲ 0.50% · 4.625%
HK$57,672
+HK$2,888/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,568/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,064
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,808
−HK$1,772/mo
Today · 4.125%
HK$59,580
baseline
▲ 0.50% · 4.625%
HK$63,205
+HK$3,625/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$119,160/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,371
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,044
−HK$1,697/mo
Today · 4.125%
HK$65,741
baseline
▲ 0.50% · 4.625%
HK$69,206
+HK$3,465/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$131,482/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,408
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,443
−HK$2,067/mo
Today · 4.125%
HK$69,510
baseline
▲ 0.50% · 4.625%
HK$73,740
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,020/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,766
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,718
−HK$1,980/mo
Today · 4.125%
HK$76,698
baseline
▲ 0.50% · 4.625%
HK$80,740
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,396/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,097
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,712
−HK$2,658/mo
Today · 4.125%
HK$89,370
baseline
▲ 0.50% · 4.625%
HK$94,808
+HK$5,438/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,740/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,557
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,066
−HK$2,545/mo
Today · 4.125%
HK$98,611
baseline
▲ 0.50% · 4.625%
HK$103,809
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,222/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,906 · Scale 2, in force from 26 Feb 2026)