LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,721
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,174
−HK$1,477/mo
Today · 4.125%
HK$49,651
baseline
▲ 0.50% · 4.625%
HK$52,672
+HK$3,021/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$99,302/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,977
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,371
−HK$1,414/mo
Today · 4.125%
HK$54,785
baseline
▲ 0.50% · 4.625%
HK$57,672
+HK$2,887/mo
Deposit HK$10.24M · loan HK$10.24M · min. income ≈ HK$109,570/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,065
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,809
−HK$1,772/mo
Today · 4.125%
HK$59,581
baseline
▲ 0.50% · 4.625%
HK$63,206
+HK$3,625/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$119,162/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,372
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,045
−HK$1,697/mo
Today · 4.125%
HK$65,742
baseline
▲ 0.50% · 4.625%
HK$69,207
+HK$3,465/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$131,484/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,409
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,444
−HK$2,067/mo
Today · 4.125%
HK$69,511
baseline
▲ 0.50% · 4.625%
HK$73,741
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,022/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,767
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,719
−HK$1,980/mo
Today · 4.125%
HK$76,699
baseline
▲ 0.50% · 4.625%
HK$80,741
+HK$4,042/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,398/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,098
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,714
−HK$2,657/mo
Today · 4.125%
HK$89,371
baseline
▲ 0.50% · 4.625%
HK$94,809
+HK$5,438/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,742/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,558
−HK$5,054/mo
▼ 0.25% · 3.875%
HK$96,067
−HK$2,545/mo
Today · 4.125%
HK$98,612
baseline
▲ 0.50% · 4.625%
HK$103,810
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,224/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$798,933 · Scale 2, in force from 26 Feb 2026)