LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,723
−HK$2,929/mo
▼ 0.25% · 3.875%
HK$48,176
−HK$1,476/mo
Today · 4.125%
HK$49,652
baseline
▲ 0.50% · 4.625%
HK$52,674
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,304/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,978
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,372
−HK$1,415/mo
Today · 4.125%
HK$54,787
baseline
▲ 0.50% · 4.625%
HK$57,674
+HK$2,887/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,574/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,067
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,811
−HK$1,772/mo
Today · 4.125%
HK$59,583
baseline
▲ 0.50% · 4.625%
HK$63,208
+HK$3,625/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$119,166/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,374
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,047
−HK$1,697/mo
Today · 4.125%
HK$65,744
baseline
▲ 0.50% · 4.625%
HK$69,209
+HK$3,465/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$131,488/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,412
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$67,446
−HK$2,067/mo
Today · 4.125%
HK$69,513
baseline
▲ 0.50% · 4.625%
HK$73,743
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,026/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,770
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,721
−HK$1,980/mo
Today · 4.125%
HK$76,701
baseline
▲ 0.50% · 4.625%
HK$80,744
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,402/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,101
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$86,717
−HK$2,657/mo
Today · 4.125%
HK$89,374
baseline
▲ 0.50% · 4.625%
HK$94,813
+HK$5,439/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,748/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,561
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$96,070
−HK$2,546/mo
Today · 4.125%
HK$98,616
baseline
▲ 0.50% · 4.625%
HK$103,814
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,232/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,003 · Scale 2, in force from 26 Feb 2026)