LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,724
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,177
−HK$1,477/mo
Today · 4.125%
HK$49,654
baseline
▲ 0.50% · 4.625%
HK$52,675
+HK$3,021/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,308/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,980
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,414/mo
Today · 4.125%
HK$54,788
baseline
▲ 0.50% · 4.625%
HK$57,676
+HK$2,888/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,576/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,069
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,813
−HK$1,772/mo
Today · 4.125%
HK$59,585
baseline
▲ 0.50% · 4.625%
HK$63,210
+HK$3,625/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$119,170/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,376
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,049
−HK$1,697/mo
Today · 4.125%
HK$65,746
baseline
▲ 0.50% · 4.625%
HK$69,211
+HK$3,465/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$131,492/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,413
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,448
−HK$2,067/mo
Today · 4.125%
HK$69,515
baseline
▲ 0.50% · 4.625%
HK$73,745
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,030/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,772
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,723
−HK$1,980/mo
Today · 4.125%
HK$76,703
baseline
▲ 0.50% · 4.625%
HK$80,746
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,406/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,103
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,719
−HK$2,658/mo
Today · 4.125%
HK$89,377
baseline
▲ 0.50% · 4.625%
HK$94,815
+HK$5,438/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,754/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,564
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$96,073
−HK$2,546/mo
Today · 4.125%
HK$98,619
baseline
▲ 0.50% · 4.625%
HK$103,817
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,238/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,060 · Scale 2, in force from 26 Feb 2026)