LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,724
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,178
−HK$1,476/mo
Today · 4.125%
HK$49,654
baseline
▲ 0.50% · 4.625%
HK$52,676
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,308/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,980
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,374
−HK$1,415/mo
Today · 4.125%
HK$54,789
baseline
▲ 0.50% · 4.625%
HK$57,677
+HK$2,888/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,578/mo (50% DSR)
Upfront cash ≈ HK$11.04M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,069
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,813
−HK$1,772/mo
Today · 4.125%
HK$59,585
baseline
▲ 0.50% · 4.625%
HK$63,211
+HK$3,626/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$119,170/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,376
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,049
−HK$1,697/mo
Today · 4.125%
HK$65,746
baseline
▲ 0.50% · 4.625%
HK$69,212
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.29M · min. income ≈ HK$131,492/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,414
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,449
−HK$2,067/mo
Today · 4.125%
HK$69,516
baseline
▲ 0.50% · 4.625%
HK$73,746
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,032/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,773
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$74,724
−HK$1,980/mo
Today · 4.125%
HK$76,704
baseline
▲ 0.50% · 4.625%
HK$80,747
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,408/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,104
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,720
−HK$2,658/mo
Today · 4.125%
HK$89,378
baseline
▲ 0.50% · 4.625%
HK$94,816
+HK$5,438/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,756/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,565
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$96,074
−HK$2,546/mo
Today · 4.125%
HK$98,620
baseline
▲ 0.50% · 4.625%
HK$103,818
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,240/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,083 · Scale 2, in force from 26 Feb 2026)