LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,726
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,180
−HK$1,477/mo
Today · 4.125%
HK$49,657
baseline
▲ 0.50% · 4.625%
HK$52,678
+HK$3,021/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,314/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,983
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,377
−HK$1,414/mo
Today · 4.125%
HK$54,791
baseline
▲ 0.50% · 4.625%
HK$57,679
+HK$2,888/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,582/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,072
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,816
−HK$1,772/mo
Today · 4.125%
HK$59,588
baseline
▲ 0.50% · 4.625%
HK$63,214
+HK$3,626/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,176/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,379
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,052
−HK$1,697/mo
Today · 4.125%
HK$65,749
baseline
▲ 0.50% · 4.625%
HK$69,215
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,498/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,417
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,452
−HK$2,067/mo
Today · 4.125%
HK$69,519
baseline
▲ 0.50% · 4.625%
HK$73,749
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,038/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,776
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,727
−HK$1,981/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$80,751
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,107
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,724
−HK$2,658/mo
Today · 4.125%
HK$89,382
baseline
▲ 0.50% · 4.625%
HK$94,820
+HK$5,438/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,764/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,569
−HK$5,055/mo
▼ 0.25% · 3.875%
HK$96,078
−HK$2,546/mo
Today · 4.125%
HK$98,624
baseline
▲ 0.50% · 4.625%
HK$103,823
+HK$5,199/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,248/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,172 · Scale 2, in force from 26 Feb 2026)