LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,727
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,180
−HK$1,477/mo
Today · 4.125%
HK$49,657
baseline
▲ 0.50% · 4.625%
HK$52,678
+HK$3,021/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,314/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,983
−HK$2,808/mo
▼ 0.25% · 3.875%
HK$53,377
−HK$1,414/mo
Today · 4.125%
HK$54,791
baseline
▲ 0.50% · 4.625%
HK$57,680
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,582/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,072
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,816
−HK$1,772/mo
Today · 4.125%
HK$59,588
baseline
▲ 0.50% · 4.625%
HK$63,214
+HK$3,626/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,176/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,380
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,052
−HK$1,698/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,215
+HK$3,465/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,417
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,452
−HK$2,068/mo
Today · 4.125%
HK$69,520
baseline
▲ 0.50% · 4.625%
HK$73,750
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,040/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,776
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,728
−HK$1,980/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$80,751
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,108
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,724
−HK$2,658/mo
Today · 4.125%
HK$89,382
baseline
▲ 0.50% · 4.625%
HK$94,821
+HK$5,439/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,764/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,569
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,079
−HK$2,546/mo
Today · 4.125%
HK$98,625
baseline
▲ 0.50% · 4.625%
HK$103,823
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,250/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,184 · Scale 2, in force from 26 Feb 2026)