LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,727
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,181
−HK$1,476/mo
Today · 4.125%
HK$49,657
baseline
▲ 0.50% · 4.625%
HK$52,679
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,314/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,983
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,378
−HK$1,414/mo
Today · 4.125%
HK$54,792
baseline
▲ 0.50% · 4.625%
HK$57,680
+HK$2,888/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,584/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,073
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,817
−HK$1,772/mo
Today · 4.125%
HK$59,589
baseline
▲ 0.50% · 4.625%
HK$63,215
+HK$3,626/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,178/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,380
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,053
−HK$1,697/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,216
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,418
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,453
−HK$2,067/mo
Today · 4.125%
HK$69,520
baseline
▲ 0.50% · 4.625%
HK$73,750
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$139,040/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,777
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,729
−HK$1,980/mo
Today · 4.125%
HK$76,709
baseline
▲ 0.50% · 4.625%
HK$80,752
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.34M · min. income ≈ HK$153,418/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,109
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$86,725
−HK$2,658/mo
Today · 4.125%
HK$89,383
baseline
▲ 0.50% · 4.625%
HK$94,822
+HK$5,439/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,766/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,570
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,080
−HK$2,546/mo
Today · 4.125%
HK$98,626
baseline
▲ 0.50% · 4.625%
HK$103,824
+HK$5,198/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,252/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,206 · Scale 2, in force from 26 Feb 2026)