LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,730
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,184
−HK$1,477/mo
Today · 4.125%
HK$49,661
baseline
▲ 0.50% · 4.625%
HK$52,682
+HK$3,021/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,322/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,987
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,381
−HK$1,415/mo
Today · 4.125%
HK$54,796
baseline
▲ 0.50% · 4.625%
HK$57,684
+HK$2,888/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,592/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,076
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,820
−HK$1,773/mo
Today · 4.125%
HK$59,593
baseline
▲ 0.50% · 4.625%
HK$63,219
+HK$3,626/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,186/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,384
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,057
−HK$1,698/mo
Today · 4.125%
HK$65,755
baseline
▲ 0.50% · 4.625%
HK$69,221
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,510/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,422
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,457
−HK$2,068/mo
Today · 4.125%
HK$69,525
baseline
▲ 0.50% · 4.625%
HK$73,755
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,050/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,782
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,734
−HK$1,980/mo
Today · 4.125%
HK$76,714
baseline
▲ 0.50% · 4.625%
HK$80,757
+HK$4,043/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,428/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,114
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,731
−HK$2,658/mo
Today · 4.125%
HK$89,389
baseline
▲ 0.50% · 4.625%
HK$94,828
+HK$5,439/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$178,778/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,576
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,086
−HK$2,546/mo
Today · 4.125%
HK$98,632
baseline
▲ 0.50% · 4.625%
HK$103,831
+HK$5,199/mo
Deposit HK$2.05M · loan HK$18.44M · min. income ≈ HK$197,264/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,339 · Scale 2, in force from 26 Feb 2026)