LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,734
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,188
−HK$1,477/mo
Today · 4.125%
HK$49,665
baseline
▲ 0.50% · 4.625%
HK$52,687
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,330/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,991
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,385
−HK$1,415/mo
Today · 4.125%
HK$54,800
baseline
▲ 0.50% · 4.625%
HK$57,689
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,600/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,081
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,825
−HK$1,773/mo
Today · 4.125%
HK$59,598
baseline
▲ 0.50% · 4.625%
HK$63,224
+HK$3,626/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,196/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,389
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,063
−HK$1,697/mo
Today · 4.125%
HK$65,760
baseline
▲ 0.50% · 4.625%
HK$69,226
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,520/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,428
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$67,463
−HK$2,067/mo
Today · 4.125%
HK$69,530
baseline
▲ 0.50% · 4.625%
HK$73,761
+HK$4,231/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,060/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,788
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,740
−HK$1,980/mo
Today · 4.125%
HK$76,720
baseline
▲ 0.50% · 4.625%
HK$80,764
+HK$4,044/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,440/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,121
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,738
−HK$2,658/mo
Today · 4.125%
HK$89,396
baseline
▲ 0.50% · 4.625%
HK$94,836
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,792/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,584
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,094
−HK$2,546/mo
Today · 4.125%
HK$98,640
baseline
▲ 0.50% · 4.625%
HK$103,839
+HK$5,199/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,280/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,507 · Scale 2, in force from 26 Feb 2026)