LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,735
−HK$2,930/mo
▼ 0.25% · 3.875%
HK$48,188
−HK$1,477/mo
Today · 4.125%
HK$49,665
baseline
▲ 0.50% · 4.625%
HK$52,687
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,330/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,992
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,386
−HK$1,415/mo
Today · 4.125%
HK$54,801
baseline
▲ 0.50% · 4.625%
HK$57,689
+HK$2,888/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,602/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,081
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,826
−HK$1,772/mo
Today · 4.125%
HK$59,598
baseline
▲ 0.50% · 4.625%
HK$63,225
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,196/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,390
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,063
−HK$1,698/mo
Today · 4.125%
HK$65,761
baseline
▲ 0.50% · 4.625%
HK$69,227
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,522/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,428
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,464
−HK$2,067/mo
Today · 4.125%
HK$69,531
baseline
▲ 0.50% · 4.625%
HK$73,762
+HK$4,231/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,062/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,788
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,741
−HK$1,980/mo
Today · 4.125%
HK$76,721
baseline
▲ 0.50% · 4.625%
HK$80,765
+HK$4,044/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,442/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,122
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,739
−HK$2,658/mo
Today · 4.125%
HK$89,397
baseline
▲ 0.50% · 4.625%
HK$94,837
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,794/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,585
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,095
−HK$2,546/mo
Today · 4.125%
HK$98,641
baseline
▲ 0.50% · 4.625%
HK$103,841
+HK$5,200/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,282/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,532 · Scale 2, in force from 26 Feb 2026)