LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,736
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,477/mo
Today · 4.125%
HK$49,667
baseline
▲ 0.50% · 4.625%
HK$52,689
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,334/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,993
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,388
−HK$1,414/mo
Today · 4.125%
HK$54,802
baseline
▲ 0.50% · 4.625%
HK$57,691
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,604/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,083
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,828
−HK$1,772/mo
Today · 4.125%
HK$59,600
baseline
▲ 0.50% · 4.625%
HK$63,227
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,200/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,392
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,065
−HK$1,698/mo
Today · 4.125%
HK$65,763
baseline
▲ 0.50% · 4.625%
HK$69,229
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,526/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,430
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,466
−HK$2,068/mo
Today · 4.125%
HK$69,534
baseline
▲ 0.50% · 4.625%
HK$73,764
+HK$4,230/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,068/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,791
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,743
−HK$1,980/mo
Today · 4.125%
HK$76,723
baseline
▲ 0.50% · 4.625%
HK$80,768
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,446/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,125
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$86,742
−HK$2,658/mo
Today · 4.125%
HK$89,400
baseline
▲ 0.50% · 4.625%
HK$94,840
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,800/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,588
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,098
−HK$2,546/mo
Today · 4.125%
HK$98,644
baseline
▲ 0.50% · 4.625%
HK$103,844
+HK$5,200/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,288/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,597 · Scale 2, in force from 26 Feb 2026)