LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,737
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,190
−HK$1,478/mo
Today · 4.125%
HK$49,668
baseline
▲ 0.50% · 4.625%
HK$52,690
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,336/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,994
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,389
−HK$1,414/mo
Today · 4.125%
HK$54,803
baseline
▲ 0.50% · 4.625%
HK$57,692
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,606/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,084
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,829
−HK$1,772/mo
Today · 4.125%
HK$59,601
baseline
▲ 0.50% · 4.625%
HK$63,228
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,202/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,393
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,066
−HK$1,698/mo
Today · 4.125%
HK$65,764
baseline
▲ 0.50% · 4.625%
HK$69,230
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,528/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,431
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,467
−HK$2,068/mo
Today · 4.125%
HK$69,535
baseline
▲ 0.50% · 4.625%
HK$73,766
+HK$4,231/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,070/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,792
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$74,744
−HK$1,980/mo
Today · 4.125%
HK$76,724
baseline
▲ 0.50% · 4.625%
HK$80,769
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,448/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,126
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,743
−HK$2,659/mo
Today · 4.125%
HK$89,402
baseline
▲ 0.50% · 4.625%
HK$94,841
+HK$5,439/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,804/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,589
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,099
−HK$2,547/mo
Today · 4.125%
HK$98,646
baseline
▲ 0.50% · 4.625%
HK$103,846
+HK$5,200/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,292/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,626 · Scale 2, in force from 26 Feb 2026)