LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,737
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,191
−HK$1,477/mo
Today · 4.125%
HK$49,668
baseline
▲ 0.50% · 4.625%
HK$52,690
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,336/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,994
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,389
−HK$1,414/mo
Today · 4.125%
HK$54,803
baseline
▲ 0.50% · 4.625%
HK$57,692
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,606/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,084
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,829
−HK$1,772/mo
Today · 4.125%
HK$59,601
baseline
▲ 0.50% · 4.625%
HK$63,228
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,202/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,393
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,067
−HK$1,697/mo
Today · 4.125%
HK$65,764
baseline
▲ 0.50% · 4.625%
HK$69,231
+HK$3,467/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,528/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,432
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,467
−HK$2,068/mo
Today · 4.125%
HK$69,535
baseline
▲ 0.50% · 4.625%
HK$73,766
+HK$4,231/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,070/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,792
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,744
−HK$1,981/mo
Today · 4.125%
HK$76,725
baseline
▲ 0.50% · 4.625%
HK$80,769
+HK$4,044/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,450/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,126
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,743
−HK$2,659/mo
Today · 4.125%
HK$89,402
baseline
▲ 0.50% · 4.625%
HK$94,842
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,804/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,590
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,100
−HK$2,546/mo
Today · 4.125%
HK$98,646
baseline
▲ 0.50% · 4.625%
HK$103,846
+HK$5,200/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,292/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,635 · Scale 2, in force from 26 Feb 2026)