LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,738
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,192
−HK$1,477/mo
Today · 4.125%
HK$49,669
baseline
▲ 0.50% · 4.625%
HK$52,691
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,338/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,995
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,390
−HK$1,414/mo
Today · 4.125%
HK$54,804
baseline
▲ 0.50% · 4.625%
HK$57,693
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,608/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,085
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,830
−HK$1,772/mo
Today · 4.125%
HK$59,602
baseline
▲ 0.50% · 4.625%
HK$63,229
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,204/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,394
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,068
−HK$1,697/mo
Today · 4.125%
HK$65,765
baseline
▲ 0.50% · 4.625%
HK$69,232
+HK$3,467/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,530/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,433
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,468
−HK$2,068/mo
Today · 4.125%
HK$69,536
baseline
▲ 0.50% · 4.625%
HK$73,767
+HK$4,231/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,072/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,793
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,746
−HK$1,980/mo
Today · 4.125%
HK$76,726
baseline
▲ 0.50% · 4.625%
HK$80,771
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,452/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,128
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,745
−HK$2,659/mo
Today · 4.125%
HK$89,404
baseline
▲ 0.50% · 4.625%
HK$94,844
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,808/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,592
−HK$5,056/mo
▼ 0.25% · 3.875%
HK$96,102
−HK$2,546/mo
Today · 4.125%
HK$98,648
baseline
▲ 0.50% · 4.625%
HK$103,848
+HK$5,200/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,296/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,672 · Scale 2, in force from 26 Feb 2026)