LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,740
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,194
−HK$1,477/mo
Today · 4.125%
HK$49,671
baseline
▲ 0.50% · 4.625%
HK$52,694
+HK$3,023/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,342/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,998
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,393
−HK$1,414/mo
Today · 4.125%
HK$54,807
baseline
▲ 0.50% · 4.625%
HK$57,696
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,614/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,088
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,833
−HK$1,772/mo
Today · 4.125%
HK$59,605
baseline
▲ 0.50% · 4.625%
HK$63,232
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,210/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,398
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,071
−HK$1,698/mo
Today · 4.125%
HK$65,769
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,466/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,538/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,436
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,472
−HK$2,068/mo
Today · 4.125%
HK$69,540
baseline
▲ 0.50% · 4.625%
HK$73,771
+HK$4,231/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,080/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,797
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,750
−HK$1,980/mo
Today · 4.125%
HK$76,730
baseline
▲ 0.50% · 4.625%
HK$80,775
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,460/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,132
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,749
−HK$2,659/mo
Today · 4.125%
HK$89,408
baseline
▲ 0.50% · 4.625%
HK$94,848
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,816/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,596
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,107
−HK$2,546/mo
Today · 4.125%
HK$98,653
baseline
▲ 0.50% · 4.625%
HK$103,853
+HK$5,200/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,306/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,777 · Scale 2, in force from 26 Feb 2026)