LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,743
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,197
−HK$1,477/mo
Today · 4.125%
HK$49,674
baseline
▲ 0.50% · 4.625%
HK$52,696
+HK$3,022/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,348/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,001
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,395
−HK$1,415/mo
Today · 4.125%
HK$54,810
baseline
▲ 0.50% · 4.625%
HK$57,699
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,620/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,091
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,836
−HK$1,773/mo
Today · 4.125%
HK$59,609
baseline
▲ 0.50% · 4.625%
HK$63,236
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,218/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,401
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,074
−HK$1,698/mo
Today · 4.125%
HK$65,772
baseline
▲ 0.50% · 4.625%
HK$69,239
+HK$3,467/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,544/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,440
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$67,475
−HK$2,068/mo
Today · 4.125%
HK$69,543
baseline
▲ 0.50% · 4.625%
HK$73,775
+HK$4,232/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,086/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,801
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,753
−HK$1,981/mo
Today · 4.125%
HK$76,734
baseline
▲ 0.50% · 4.625%
HK$80,779
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,468/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,137
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,754
−HK$2,659/mo
Today · 4.125%
HK$89,413
baseline
▲ 0.50% · 4.625%
HK$94,853
+HK$5,440/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,826/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,601
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,112
−HK$2,546/mo
Today · 4.125%
HK$98,658
baseline
▲ 0.50% · 4.625%
HK$103,859
+HK$5,201/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,316/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,886 · Scale 2, in force from 26 Feb 2026)