LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,743
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,197
−HK$1,477/mo
Today · 4.125%
HK$49,674
baseline
▲ 0.50% · 4.625%
HK$52,697
+HK$3,023/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,348/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,001
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,396
−HK$1,415/mo
Today · 4.125%
HK$54,811
baseline
▲ 0.50% · 4.625%
HK$57,700
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,622/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,092
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,837
−HK$1,772/mo
Today · 4.125%
HK$59,609
baseline
▲ 0.50% · 4.625%
HK$63,236
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,218/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,402
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,075
−HK$1,698/mo
Today · 4.125%
HK$65,773
baseline
▲ 0.50% · 4.625%
HK$69,240
+HK$3,467/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,546/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,440
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,476
−HK$2,068/mo
Today · 4.125%
HK$69,544
baseline
▲ 0.50% · 4.625%
HK$73,776
+HK$4,232/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,088/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,802
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,754
−HK$1,981/mo
Today · 4.125%
HK$76,735
baseline
▲ 0.50% · 4.625%
HK$80,780
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,470/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,138
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$86,755
−HK$2,659/mo
Today · 4.125%
HK$89,414
baseline
▲ 0.50% · 4.625%
HK$94,855
+HK$5,441/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,828/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,602
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,113
−HK$2,546/mo
Today · 4.125%
HK$98,659
baseline
▲ 0.50% · 4.625%
HK$103,860
+HK$5,201/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,318/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$799,910 · Scale 2, in force from 26 Feb 2026)