LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,748
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,203
−HK$1,477/mo
Today · 4.125%
HK$49,680
baseline
▲ 0.50% · 4.625%
HK$52,703
+HK$3,023/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,360/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,007
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,402
−HK$1,415/mo
Today · 4.125%
HK$54,817
baseline
▲ 0.50% · 4.625%
HK$57,706
+HK$2,889/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,634/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,098
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,843
−HK$1,773/mo
Today · 4.125%
HK$59,616
baseline
▲ 0.50% · 4.625%
HK$63,243
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,232/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,409
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,082
−HK$1,698/mo
Today · 4.125%
HK$65,780
baseline
▲ 0.50% · 4.625%
HK$69,248
+HK$3,468/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,560/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,448
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,484
−HK$2,068/mo
Today · 4.125%
HK$69,552
baseline
▲ 0.50% · 4.625%
HK$73,784
+HK$4,232/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,104/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,810
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,763
−HK$1,981/mo
Today · 4.125%
HK$76,744
baseline
▲ 0.50% · 4.625%
HK$80,789
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,488/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,147
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$86,765
−HK$2,659/mo
Today · 4.125%
HK$89,424
baseline
▲ 0.50% · 4.625%
HK$94,865
+HK$5,441/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,848/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,613
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,124
−HK$2,547/mo
Today · 4.125%
HK$98,671
baseline
▲ 0.50% · 4.625%
HK$103,872
+HK$5,201/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,342/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,141 · Scale 2, in force from 26 Feb 2026)