LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,749
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,203
−HK$1,477/mo
Today · 4.125%
HK$49,680
baseline
▲ 0.50% · 4.625%
HK$52,703
+HK$3,023/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,360/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,008
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,402
−HK$1,415/mo
Today · 4.125%
HK$54,817
baseline
▲ 0.50% · 4.625%
HK$57,707
+HK$2,890/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,634/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,099
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,844
−HK$1,773/mo
Today · 4.125%
HK$59,617
baseline
▲ 0.50% · 4.625%
HK$63,244
+HK$3,627/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,234/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,409
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,083
−HK$1,698/mo
Today · 4.125%
HK$65,781
baseline
▲ 0.50% · 4.625%
HK$69,248
+HK$3,467/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,562/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,448
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,484
−HK$2,069/mo
Today · 4.125%
HK$69,553
baseline
▲ 0.50% · 4.625%
HK$73,785
+HK$4,232/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,106/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,811
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$74,763
−HK$1,981/mo
Today · 4.125%
HK$76,744
baseline
▲ 0.50% · 4.625%
HK$80,790
+HK$4,046/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,488/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,148
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$86,765
−HK$2,660/mo
Today · 4.125%
HK$89,425
baseline
▲ 0.50% · 4.625%
HK$94,866
+HK$5,441/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,850/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,614
−HK$5,057/mo
▼ 0.25% · 3.875%
HK$96,124
−HK$2,547/mo
Today · 4.125%
HK$98,671
baseline
▲ 0.50% · 4.625%
HK$103,873
+HK$5,202/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,342/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,159 · Scale 2, in force from 26 Feb 2026)