LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,753
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,207
−HK$1,477/mo
Today · 4.125%
HK$49,684
baseline
▲ 0.50% · 4.625%
HK$52,708
+HK$3,024/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,368/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,012
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,407
−HK$1,415/mo
Today · 4.125%
HK$54,822
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$2,890/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,644/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,103
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,848
−HK$1,773/mo
Today · 4.125%
HK$59,621
baseline
▲ 0.50% · 4.625%
HK$63,249
+HK$3,628/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,242/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,414
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,088
−HK$1,698/mo
Today · 4.125%
HK$65,786
baseline
▲ 0.50% · 4.625%
HK$69,254
+HK$3,468/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,572/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,454
−HK$4,104/mo
▼ 0.25% · 3.875%
HK$67,490
−HK$2,068/mo
Today · 4.125%
HK$69,558
baseline
▲ 0.50% · 4.625%
HK$73,791
+HK$4,233/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,116/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,816
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,769
−HK$1,982/mo
Today · 4.125%
HK$76,751
baseline
▲ 0.50% · 4.625%
HK$80,796
+HK$4,045/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,502/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,155
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$86,772
−HK$2,660/mo
Today · 4.125%
HK$89,432
baseline
▲ 0.50% · 4.625%
HK$94,874
+HK$5,442/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,864/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,621
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,132
−HK$2,547/mo
Today · 4.125%
HK$98,679
baseline
▲ 0.50% · 4.625%
HK$103,881
+HK$5,202/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,358/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,321 · Scale 2, in force from 26 Feb 2026)