LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,753
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,207
−HK$1,478/mo
Today · 4.125%
HK$49,685
baseline
▲ 0.50% · 4.625%
HK$52,708
+HK$3,023/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,370/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,012
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,407
−HK$1,415/mo
Today · 4.125%
HK$54,822
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$2,890/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,644/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,104
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,849
−HK$1,773/mo
Today · 4.125%
HK$59,622
baseline
▲ 0.50% · 4.625%
HK$63,250
+HK$3,628/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,244/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,415
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,089
−HK$1,698/mo
Today · 4.125%
HK$65,787
baseline
▲ 0.50% · 4.625%
HK$69,255
+HK$3,468/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,574/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,454
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,490
−HK$2,069/mo
Today · 4.125%
HK$69,559
baseline
▲ 0.50% · 4.625%
HK$73,791
+HK$4,232/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,118/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,817
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,770
−HK$1,981/mo
Today · 4.125%
HK$76,751
baseline
▲ 0.50% · 4.625%
HK$80,797
+HK$4,046/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,502/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,156
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$86,773
−HK$2,660/mo
Today · 4.125%
HK$89,433
baseline
▲ 0.50% · 4.625%
HK$94,875
+HK$5,442/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$178,866/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,622
−HK$5,058/mo
▼ 0.25% · 3.875%
HK$96,133
−HK$2,547/mo
Today · 4.125%
HK$98,680
baseline
▲ 0.50% · 4.625%
HK$103,882
+HK$5,202/mo
Deposit HK$2.05M · loan HK$18.45M · min. income ≈ HK$197,360/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,347 · Scale 2, in force from 26 Feb 2026)