LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,759
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,213
−HK$1,478/mo
Today · 4.125%
HK$49,691
baseline
▲ 0.50% · 4.625%
HK$52,714
+HK$3,023/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,382/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,018
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,414
−HK$1,415/mo
Today · 4.125%
HK$54,829
baseline
▲ 0.50% · 4.625%
HK$57,719
+HK$2,890/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,658/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,110
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,856
−HK$1,773/mo
Today · 4.125%
HK$59,629
baseline
▲ 0.50% · 4.625%
HK$63,257
+HK$3,628/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,258/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,422
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,096
−HK$1,699/mo
Today · 4.125%
HK$65,795
baseline
▲ 0.50% · 4.625%
HK$69,263
+HK$3,468/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,590/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,462
−HK$4,105/mo
▼ 0.25% · 3.875%
HK$67,498
−HK$2,069/mo
Today · 4.125%
HK$69,567
baseline
▲ 0.50% · 4.625%
HK$73,800
+HK$4,233/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$139,134/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,826
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$74,779
−HK$1,981/mo
Today · 4.125%
HK$76,760
baseline
▲ 0.50% · 4.625%
HK$80,806
+HK$4,046/mo
Deposit HK$6.15M · loan HK$14.35M · min. income ≈ HK$153,520/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,165
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,783
−HK$2,660/mo
Today · 4.125%
HK$89,443
baseline
▲ 0.50% · 4.625%
HK$94,886
+HK$5,443/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,886/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,633
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,144
−HK$2,548/mo
Today · 4.125%
HK$98,692
baseline
▲ 0.50% · 4.625%
HK$103,894
+HK$5,202/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,384/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,583 · Scale 2, in force from 26 Feb 2026)