LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,762
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,216
−HK$1,478/mo
Today · 4.125%
HK$49,694
baseline
▲ 0.50% · 4.625%
HK$52,718
+HK$3,024/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$99,388/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,022
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,417
−HK$1,416/mo
Today · 4.125%
HK$54,833
baseline
▲ 0.50% · 4.625%
HK$57,723
+HK$2,890/mo
Deposit HK$10.25M · loan HK$10.25M · min. income ≈ HK$109,666/mo (50% DSR)
Upfront cash ≈ HK$11.05M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,114
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,860
−HK$1,773/mo
Today · 4.125%
HK$59,633
baseline
▲ 0.50% · 4.625%
HK$63,261
+HK$3,628/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$119,266/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,426
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,101
−HK$1,698/mo
Today · 4.125%
HK$65,799
baseline
▲ 0.50% · 4.625%
HK$69,267
+HK$3,468/mo
Deposit HK$8.20M · loan HK$12.30M · min. income ≈ HK$131,598/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,466
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,503
−HK$2,069/mo
Today · 4.125%
HK$69,572
baseline
▲ 0.50% · 4.625%
HK$73,805
+HK$4,233/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,144/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,831
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,784
−HK$1,982/mo
Today · 4.125%
HK$76,766
baseline
▲ 0.50% · 4.625%
HK$80,812
+HK$4,046/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,532/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,171
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$86,789
−HK$2,660/mo
Today · 4.125%
HK$89,449
baseline
▲ 0.50% · 4.625%
HK$94,892
+HK$5,443/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,898/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,640
−HK$5,059/mo
▼ 0.25% · 3.875%
HK$96,151
−HK$2,548/mo
Today · 4.125%
HK$98,699
baseline
▲ 0.50% · 4.625%
HK$103,901
+HK$5,202/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,398/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$800,725 · Scale 2, in force from 26 Feb 2026)