LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,769
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,224
−HK$1,478/mo
Today · 4.125%
HK$49,702
baseline
▲ 0.50% · 4.625%
HK$52,726
+HK$3,024/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,404/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,030
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,426
−HK$1,415/mo
Today · 4.125%
HK$54,841
baseline
▲ 0.50% · 4.625%
HK$57,732
+HK$2,891/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,682/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,123
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,869
−HK$1,773/mo
Today · 4.125%
HK$59,642
baseline
▲ 0.50% · 4.625%
HK$63,272
+HK$3,630/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$119,284/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,436
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,111
−HK$1,699/mo
Today · 4.125%
HK$65,810
baseline
▲ 0.50% · 4.625%
HK$69,278
+HK$3,468/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$131,620/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,477
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,514
−HK$2,069/mo
Today · 4.125%
HK$69,583
baseline
▲ 0.50% · 4.625%
HK$73,817
+HK$4,234/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,166/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,842
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$74,796
−HK$1,982/mo
Today · 4.125%
HK$76,778
baseline
▲ 0.50% · 4.625%
HK$80,825
+HK$4,047/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,556/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,185
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$86,803
−HK$2,661/mo
Today · 4.125%
HK$89,464
baseline
▲ 0.50% · 4.625%
HK$94,907
+HK$5,443/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,928/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,654
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,166
−HK$2,548/mo
Today · 4.125%
HK$98,714
baseline
▲ 0.50% · 4.625%
HK$103,918
+HK$5,204/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,428/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,050 · Scale 2, in force from 26 Feb 2026)