LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,769
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,224
−HK$1,478/mo
Today · 4.125%
HK$49,702
baseline
▲ 0.50% · 4.625%
HK$52,727
+HK$3,025/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$99,404/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,031
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,426
−HK$1,416/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$57,732
+HK$2,890/mo
Deposit HK$10.26M · loan HK$10.26M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,123
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,869
−HK$1,774/mo
Today · 4.125%
HK$59,643
baseline
▲ 0.50% · 4.625%
HK$63,272
+HK$3,629/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$119,286/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,437
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,111
−HK$1,699/mo
Today · 4.125%
HK$65,810
baseline
▲ 0.50% · 4.625%
HK$69,279
+HK$3,469/mo
Deposit HK$8.20M · loan HK$12.31M · min. income ≈ HK$131,620/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,477
−HK$4,106/mo
▼ 0.25% · 3.875%
HK$67,514
−HK$2,069/mo
Today · 4.125%
HK$69,583
baseline
▲ 0.50% · 4.625%
HK$73,817
+HK$4,234/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,166/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,843
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$74,796
−HK$1,982/mo
Today · 4.125%
HK$76,778
baseline
▲ 0.50% · 4.625%
HK$80,825
+HK$4,047/mo
Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$153,556/mo (50% DSR)
Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,185
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$86,804
−HK$2,660/mo
Today · 4.125%
HK$89,464
baseline
▲ 0.50% · 4.625%
HK$94,908
+HK$5,444/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$178,928/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,655
−HK$5,060/mo
▼ 0.25% · 3.875%
HK$96,167
−HK$2,548/mo
Today · 4.125%
HK$98,715
baseline
▲ 0.50% · 4.625%
HK$103,918
+HK$5,203/mo
Deposit HK$2.05M · loan HK$18.46M · min. income ≈ HK$197,430/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$801,061 · Scale 2, in force from 26 Feb 2026)